Wednesday, November 28, 2007

2 Mortgage Payments!

So, today has been busy. After I got to work this morning I checked my e-mail. I had a note from my bank about a completed transaction. I currently have items set up to send me notification of any deposits over $10 or any withdraws over $200. To my shock, it was letting me know my $1200 mortgage payment just cleared the bank!

Umm... okay, that must be a mistake, that's not supposed to come out for 2 more weeks! I hopped online to find that it did indeed come out today. I just set that up to pay for next month on Monday evening. I thought I had changed the default date to 12/14, did I forget? I'm not sure at this point. I'm trying to get in touch with the bank to see if it can be canceled, but I already see at the mortgage holder they have the payment cleared there as well.

This is NOT a good month for me to screw up like that. We were finally on the easy path after my last paycheck. The one before that was missing 6 days of pay from our vacation AND it was also the check that had the $700 health insurance payment taken out of it. Now, I'm down another $1200 and don't get paid again until the 6th!

Well, I'll at least get some on Friday from my teaching job, but I'm not sure that will cover the bills until then. Especially since it will hit the E*Trade savings account. Not to mention I just made the payment last night for the switch of my auto insurance and paid 6 months worth. I was just hoping to almost break even this month with our net worth. We've done extremely well on our spending this month, even though we are down on our income.

Any advice from the readers out there on how to have a do-over with my mortgage payment for December?

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